Privacy Policy

JUDD FINANCIAL, LLC PRIVACY POLICY — LAST UPDATED JANUARY 22, 2016

Thank you for visiting the website juddfinancial.com (the “Site”) of Judd Financial, LLC (“Judd Financial” “we” or “us”). At Judd Financial, we are committed to protecting the privacy and security of our visitors of our Site have instituted policies and practices to ensure that your personal information is handled in a responsible manner. To learn more, please carefully review our privacy policy that follows (the “Privacy Policy”).

This Privacy Policy describes the types of personal information we may collect, how we may use this information and when (under certain circumstances) we may disclose this information. This Privacy Policy also details the steps we have taken to secure your personal information. By visiting our Site, you accept the collection and use of information as described in this Privacy Policy.  By providing your personal information to us on our Site, you consent to the collection and use of that information in accordance with this Privacy Policy.

Information We Collect and How We Use It

“Personal Information” means any information by which you can be identified, including name, postal address, e-mail address, IP address and telephone number.

Judd Financial gathers Personal Information about you in order to respond to your requests and provide you with appropriate information about our products, services, and events.  The information is collected and used in the following ways:

Requests for Information: When you register on our Site to request general information about our products, services, and events, or to register for an event, you may be required to provide some or all of the following Personal Information: name, email address, company name and address, title, telephone contact information.  We may use this information to respond to your requests, including retaining information in order to better respond to further requests or inquiries we receive from you.  We may also send you information from time to time regarding products, services and events that we think may be of interest to you.  Please see the “User Choice” section below for instructions on how to change your mailing preferences if you do not wish to receive such information.

Contacting Us By E-mail: When you send Judd Financial an e-mail from our Site, you may be required to provide some or all of the following Personal Information: name, email address, company name and address, title, telephone contact information.  We may use this information to respond to your requests, including retaining the information you provide, the content of your e-mail, our response, and any follow-up questions and further requests and inquiries you may have.  We may also use information sent by e-mail for market research and to improve our products and services.

Employment: If you choose to apply for employment with Judd Financial online, you will required to provide your name, address, contact information and work authorization status, and upload a cover letter, resume or curriculum vitae (CV). Judd Financial will only use this information to match you with available employment opportunities.

Cookies: Judd Financial uses technology such as “cookies” on our Site that helps us analyze the use of our Site.  “Cookies” are small files placed on your hard drive that assist us in providing our services.  Certain features on our Site may only be available through the use of “cookies.”

Other Web Technologies: Judd Financial uses technology that lets us know what type of browser you are using, the website from which you enter our Site, and the pages you view as you visit the Site.  This technology does not identify you personally – it simply helps us compile aggregate statistics about our guests and their use of our Site.  We use these statistics to improve our Site design and content, and to prepare and deliver our marketing programs and materials.

To Whom We Disclose Information

  • Judd Financial will not share your Personal Information with third parties, except as follows:
  • Judd Financial will share your Personal Information with others when you have given us permission to do so in writing or through user preferences selected on the Site.
  • Judd Financial will disclose Personal Information without your permission when we believe in good faith that such disclosure is required by law or is necessary to investigate and protect against harmful activity to Judd Financial, its customers, its employees and others, or its property, including this Site.
  • If Judd Financial or a substantial part of its assets are transferred to another entity (by merger, consolidation, sale or bankruptcy process), Personal Information may be one of the assets transferred.
  • Judd Financial may share aggregate data developed from Personal Information with third parties for research, education or marketing purposes.  Such aggregate data will not include any information that can be used to identify any particular individual.

User Choice Regarding Collection, Use and Distribution of Personal Information

  • The extent and type of Personal Information Judd Financial collects depends on the information you provide to us through our e-mail and/or through the registration processes on the Site. You may choose not to provide us with any Personal Information.  In such event, you can still access and use much of the Site; however, you will not be able to access and use those portions of the Site that require your Personal Information.
  • You may opt out of receiving marketing communications from Judd Financial by unsubscribing, sending mail or e-mail notification, or changing account preferences.

Third Party Links

This Site may contain links to other websites maintained by third parties over whom Judd Financial has no control.  When you click on one of those links, you are accessing a website that is not owned, operated, or controlled by Judd Financial, and your visits to those websites are not covered by this Privacy Policy.  The operator of such website may have its own privacy policy (which we encourage you to read carefully), and that policy will govern the collection and use of your data on that website.  Judd Financial does not share your Personal Information with these parties and is not responsible for their privacy policies.

Our Commitment to Children’s Privacy

Judd Financial understands the importance of protecting children’s privacy.  For that reason, we do not collect and maintain information from those we actually know are under 13 years of age, and no part of the Site is structured to attract anyone under 13 years of age.

Data Security

Judd Financial will take reasonable precautions to protect Personal Information from loss, misuse and unauthorized access, disclosure, alteration, and destruction.  However, these measures, standing alone, are not sufficient to ensure the security of your Personal Information.  It is also important for you to guard against unauthorized access to your passwords and the unauthorized use of your computer.

Your California Privacy Rights

Individual customers who reside in California and have provided their Personal Information to Judd Financial may request information about our disclosures of certain categories of Personal Information to third parties for their direct marketing purposes.  Such request must be submitted to us at the following address 3032 41st Street, Suite 3R, Astoria, New York 11103, attn: Webmaster or contact@juddfinancial.com.  Within 30 days of receiving such a request, we will provide a list of the categories of Personal Information disclosed to third parties for third-party direct marketing purposes during the immediately preceding calendar year, along with the names and addresses of these third parties.  This request may be made no more than once per calendar year.  We reserve our right not to respond to requests submitted other than to the address specified in this paragraph.

Effective Date and Changes to Privacy Policy

This Privacy Policy was last updated on January 22, 2016.

We reserve the right, at any time and without notice, to add to, change, update, or modify this Privacy Policy simply by posting such change, update, or modification on this Site.  Any such change, update, or modification will be effective immediately upon posting on the Site.  The date in this section will be updated whenever this Privacy Policy is changed.

If you have any additional questions after reading this Privacy Policy or would like to give us feedback, please e-mail us at contact@juddfinancial.com.